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Do I Qualify for the HARP Program?

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Mortgage rates are volatile and are subject to change without notice. All rates shown are for 30 day rate locks with one point for an owner-occupied primary residence unless otherwise noted. Extended locks are available; prices will vary accordingly.
The APR for 30-Year Conventional Fixed-Rate Mortgage loan amounts is calculated using a loan amount of $417,000, one point, a $495 application fee, $350 appraisal fee, $799 underwriting fee, a $16 flood certification fee, and a $20 credit report fee.
The APR for 15-Year Conventional Fixed-Rate Mortgage loan amounts is calculated using a loan amount of $417,000, one point, a $495 application fee, $350 appraisal fee, $799 underwriting fee, a $16 flood certification fee, and a $20 credit report fee. 15-year conventional mortgage rates are calculated with a 15-year loan term.
The APR for Adjustable Rate Mortgages (ARMs) is calculated using a loan amount of $417,000, one point, a $495 application fee, $350 appraisal fee, $799 underwriting fee, $16 flood certification fee and a $20 credit report fee. Some rates and fees may vary by state.
Products are subject to availability on a state-by-state basis. All interest rates listed are for qualified applicants with 740 or higher FICO and 80 LTV over a 30-year loan term except where otherwise noted and are subject to mortgage approval with full documentation of income.