About Us

Over the last 15 years, Total Mortgage has been proud to help homebuyers and homeowners throughout the U.S. obtain affordable mortgages. Our unique mortgage company combines the service and reliability of a local lender with low rates, convenience, speed, and expertise of a national lender.

Our experienced mortgage professionals understand that you’re not just looking for a home… you are making a lifelong investment, and need a financial partner that you can trust to help you realize your dream. Since 1997, we’ve been providing responsible lending solutions to responsible borrowers. At Total Mortgage, we believe that you deserve a mortgage that’s as unique as you are.

Total Mortgage Is Your HARP Refinance Solution

We have earned an A+ rating with the Better Business Bureau!
Our low rates and great services have made us one of the fastest-growing financial services companies in America: Total Mortgage has made Inc. Magazine’s list of the fastest-growing U.S. companies for three consecutive years, from 2009 to 2012.
We get your loan closed quickly and on time: we have funded billions in loans across 29 states over the past 15 years.
High customer satisfaction: more than 90% of borrowers would refer us to family and friends!
Expert advice: our expert loan officers meet the highest licensing standards. They take time to understand your situation, and work with you to find the mortgage loan that fits your individual needs.
Dedicated support: our experienced loan processors are skillfully able to navigate all the complexities of the mortgage process, from application to funding.

Your future impacts our future. Our dedicated mortgage experts will work one-on-one with you to build the financing plan that makes the most sense for your future. You are an individual, and you deserve a mortgage loan as unique as you are. Let our mortgage experts work with you to create the perfect financing plan for your perfect home.

Get Started Today

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HarpLoans.com provides the latest information on the HARP 2.0 program. HarpLoans.com is not a government organization. HarpLoans.com is not affiliated with any government organization.

Total Mortgage Services, LLC - NMLS #2764
NMLS Consumer Access
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* We are an Equal Housing Lender.
Mortgage rates are volatile and are subject to change without notice. All rates shown are for 30 day rate locks with one point for an owner-occupied primary residence unless otherwise noted. Extended locks are available; prices will vary accordingly.
The APR for 30-Year Conventional Fixed-Rate Mortgage loan amounts is calculated using a loan amount of $417,000, one point, a $495 application fee, $350 appraisal fee, $799 underwriting fee, a $16 flood certification fee, and a $20 credit report fee.
The APR for 15-Year Conventional Fixed-Rate Mortgage loan amounts is calculated using a loan amount of $417,000, one point, a $495 application fee, $350 appraisal fee, $799 underwriting fee, a $16 flood certification fee, and a $20 credit report fee. 15-year conventional mortgage rates are calculated with a 15-year loan term.
The APR for Adjustable Rate Mortgages (ARMs) is calculated using a loan amount of $417,000, one point, a $495 application fee, $350 appraisal fee, $799 underwriting fee, $16 flood certification fee and a $20 credit report fee. Some rates and fees may vary by state.
Products are subject to availability on a state-by-state basis. All interest rates listed are for qualified applicants with 740 or higher FICO and 80 LTV over a 30-year loan term except where otherwise noted and are subject to mortgage approval with full documentation of income.